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The Dividend Rate and APY (Annual Percentage Yield) for each Term Share (Certificate) Account is set forth above. For purposes of this disclosure, such Dividend Rates and APYs were offered within the most recent seven calendar days and were accurate as of the date set forth above. Please call 1-800-894-1200 to obtain current rate information. If a Term Share (Certificate) Account was opened, the applicable Dividend Rate and APY set forth above would be paid for the length of the term listed for such account. For such accounts, a substantial penalty may be imposed for early withdrawal. Fees for other conditions could reduce earnings on any of the listed accounts. Please refer to Schedule of Fees and Charges. All accounts are subject to the terms and conditions set forth in the Credit Union's Account Agreement and Truth-in-Savings Disclosure. Rates and programs are subject to change without notice.

* LA Financial offers Traditional, Roth, Coverdell ESA, and SEP IRAs. Each offers a unique set of tax-advantage savings benefits.Plus, your IRA accounts are separately insured to $250,000 by the NCUA, a U.S. government agency. Interest rate may vary after the account is opened. Fees may reduce earnings. IRS penaltymay apply for early withdrawal. See IRA disclosure statement for additional informationSee your tax advisor regarding tax advantages and consequences. For any account established by a minor, the Credit Union reserves the right to require the minor account to be a joint account or multiple party account with an owner who is at least 18 years of age, who shall be primarily liable to the Credit Union for any returned item, overdraft, or unpaid charges. Unless a guardian is an account owner, the guardian shall not have any right to access the account.

** KASASAchecking account requirements include: direct deposit of at least $500 to open; monthly qualifications include 15 debit card purchases must post and settle; 1 automatic ACH or direct deposit must post and settle; enrollment in eStatement. See TISA for complete disclosure.

Fees for other conditions could reduce earnings on any of the listed accounts. Please refer to Schedule of Fees and Charges. All accounts are subject to the terms and conditions set forth in the Credit Union's Account Agreement and Truth-in-Savings Disclosure. Rates and programs are subject to change without notice.

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Disclaimer: LA Financial Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the LA Financial Credit Union web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.