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| *APY=Annual Percentage Yield. For all savings, IRA savings, ready asset savings, and interest checking accounts, the prospective Dividend Rate and prospective APY are set forth above. For all such accounts, dividends are paid from the current and available earnings, after required transfers to reserves at the end of a dividend period. The Dividend Rate and APY on all such accounts may change every month, as determined by the Credit Union's Board of Directors. |
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**The Dividend Rate and APY for each Term Share (Certificate and IRA Certificate) Account is set forth above. For purposes of this disclosure, such Dividend Rates and APYs were offered within the most recent seven calendar days and were accurate as of the date set forth above. Please call 800.894.1200 to obtain current rate information. If a Term Share (Certificate) Account was opened, the applicable Dividend Rate and APY set forth above would be paid for the length of the term listed for such account. For such accounts, a substantial penalty may be imposed for early withdrawal.
Fees for other conditions could reduce earnings on any of the listed accounts. Please refer to Schedule of Fees and Charges. All accounts are subject to the terms and conditions set forth in the Credit Union's Account Agreement and Truth-in-Savings Disclosure. Rates and programs are subject to change without notice.
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